Auto Infinity Insurance Review 2024

Auto Infinity Insurance Review 2024

Auto Infinity Insurance Review 2024

Infinity Auto Insurance is a prominent insurance provider specializing in offering non-standard insurance to high-risk drivers. Owned by Kemper Corporation, it ranks as the 12th largest insurance company in the country. Infinity is known for providing coverage to drivers with infractions on their driving records, multiple accidents, or those requiring an SR-22 certificate, making it accessible to individuals who have struggled to obtain vehicle insurance in the past.

This overview will furnish you with the latest information on Infinity Auto Insurance in 2023, encompassing the products offered, financial stability, and customer service. By the end of this article, you’ll have a clear understanding of whether Infinity Auto Insurance aligns with your needs.

Auto Insurance Coverage by Infinity:

Infinity offers affordable insurance coverage tailored to high-risk individuals, enabling drivers to purchase insurance that meets their state’s minimum coverage requirements. They offer three standard coverage options or the flexibility to customize a plan based on specific needs and budget.

Infinity Insurance Company provides standard auto insurance coverage that includes:

  • Liability insurance: Covers physical injuries and property damage to others when you’re at fault in an accident.
  • Collision: Covers vehicle damage if you cause an accident or collide with an object or animal.
  • Comprehensive coverage: Compensates for vehicle damage due to theft, vandalism, weather incidents, and other non-accidental causes.
  • Uninsured motorist: Covers medical expenses if an uninsured or underinsured driver is at fault in an accident.

Infinity auto insurance also caters to drivers requiring an SR-22 form. Customers needing an SR-22 to verify their insurance coverage can obtain one through the company. This form is often mandated by states for individuals with convictions for reckless driving, DUI, driving without insurance, or failure to pay damages from an accident.

Customers can also enroll in the company’s free roadside assistance service, DriverClub, providing 24-hour roadside assistance. Participation is open to anyone, regardless of whether they have insurance through Infinity.

Discounts Available with Infinity Insurance:

Car insurance expenses can significantly impact your budget, especially for high-risk drivers facing limited options or higher premiums. However, exploring available discounts can help secure the coverage needed at more affordable rates. Infinity Auto Insurance offers various discounts, including:

  • Vehicle security: Premium reduction for vehicles equipped with anti-theft devices, airbags, and anti-lock brakes.
  • Safe driving: Lower premium for maintaining a clean driving record for at least 35 months.
  • Good student: Discount for full-time students with a “B” average.
  • Mature driver course: Discount for drivers over 55 who complete a driving improvement course.
  • Multi-car: Rate reduction for insuring more than one vehicle with Infinity.
  • Bundle policies: Discount for bundling vehicle and home insurance with Infinity.
  • Paid-in-full: Lower rates for paying insurance upfront in full.
  • Paperless: Savings for managing insurance needs online, including billing and claims.
  • Loyalty: Discount for renewing Infinity auto insurance plans.

It’s important to note that not all states offer the same discounts, so availability may vary based on location.

What states does Infinity Insurance offer coverage in?

Infinity Insurance is only available in California as an independent company; however, its headquarters are in Birmingham, AL.

“Infinity Auto Insurance, a subsidiary of Kemper Corporation, is licensed to operate in all 49 states and the District of Columbia. With over 6.6 million policies in the United States, it provides coverage to a significant number of drivers. Despite not being recognized by the Better Business Bureau, customer ratings suggest dissatisfaction with its services, particularly regarding customer service.

However, Infinity Insurance maintains financial stability, as indicated by its A credit grade from A.M. Best. Filing a claim with Infinity can be done through various channels, including phone, online portal, or mobile app. Customers must provide essential information such as policyholder details, vehicle information, and incident specifics.

Apart from auto insurance, Infinity offers a range of other insurance products, including motorcycle, homeowners, renters, commercial, and life insurance. Bundling policies with Infinity can result in potential savings on premiums. The parent company, Kemper, also offers various insurance products, including coverage for recreational vehicles, boats, personal valuables, and health insurance.

When considering Infinity Insurance, it’s essential to compare coverage options, read reviews, and assess discounts to ensure it meets your needs and budget. While it serves several states, offers online policy management, and supports safe driving discounts, thorough research is crucial to determine if it’s the right fit for you.

In conclusion, Infinity Insurance provides a variety of coverage options and benefits, making it an attractive choice for many drivers. However, conducting comprehensive research and understanding state requirements and discounts are vital steps in making an informed decision about your insurance provider.

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