Family Heritage Heart Insurance

Family Heritage Heart Insurance

In a world where uncertainties loom large, safeguarding your family’s health becomes paramount. Family Heritage Heart Insurance emerges as a beacon of assurance, providing not just coverage but a holistic approach to well-being.

Family Heritage Heart Insurance

Family-Heritage Life Insurance Co of America offers insurance coverage. The Company provides life and supplemental health insurance products to individuals, families, and small businesses in the United States. FHL specializes in life insurance and cancer, heart disease and stroke, and accident insurance products.


All our policies pay cash directly to our clients upon getting Injured, being diagnosed with Cancer, or having a Heart Attack or Stroke. The benefits are not intended to replace any insurance they may have in place and pays in addition to any coverages they currently have.

Background of Family Heritage Heart Insurance

Family Heritage was founded in 1989 in Ohio and are currently in 49 states excluding New York at this time. They are partnered with Torchmark which was founded in 1900 and traded on the NYSE symbol (TMK). Family Heritage BBB rating is “A+” and their A.M. Best Rating is “A” for Financial Strength.


All benefits are:

  • Simple – to understand.
  • Affordable – to fit anyone’s budget.
  • Easy – decision to make

Benefits of Family Heritage Heart Insurance

The benefits they  provide are:

  • InjureCare: Accidental coverage On or Off the Job (Accidents occur every 40 seconds)
  • CancerCare: (3 out 4 families are touched by some type of Cancer during their lifetime)
  • • CardiacCare: (Every 34 seconds someone will suffer a Heart Attack or Stroke)

How it Works

Family Heritage offers their clients a chance to get their premiums back into their pocket. All insurance companies invest money into low risk investments, but Family Heritage doesn’t use all that money for advertising. They prefer to see that money go right back to the customers.

The way it works is that customers are given the option to purchase a heart policy. As long as the client pays their monthly premium and never gets heart attack, they’ll get their money back once the policy expires.


However, if you have or had cancer, a heart attack, or stroke in the past, Family Heritage can’t cover you.

Plans can cover a wide variety of people, and start at the cost of $1 a day.

All policies pay on the first diagnosis or accident and continue payments for hospitalization, treatments, surgeries and much more.

These policies help clients with Indirect Costs such as: loss of wages, rent, utilities, food and other expenses their Medical Insurance does not pay.

Contact Information

Ownership Status
Financing Status
Corporate Backed or Acquired
Primary Industry
Life and Health Insurance
Globe Life
Primary Office
6001 East Royalton Road
Suite 200
Broadview Heights, OH 44147
United States


The journey to safeguarding your family’s health begins with informed choices. Family Heritage Heart Insurance offers not just coverage but a promise of well-being. Take the next step towards a healthier and more secure future for your loved ones.

Frequently Asked Questions

1. What Does Family Heritage Heart Insurance Cover?

Family Heritage Heart Insurance offers coverage for a wide array of medical expenses. From hospital stays to diagnostic tests and preventive care, the comprehensive coverage ensures that your family’s health needs are met.

2. How Can I Customize My Coverage?

Customizing your coverage is simple and effective. Family Heritage Heart Insurance provides flexibility, allowing you to tailor your plan to meet the unique health requirements of your family.

3. Is There a Waiting Period for Benefits?

Yes, there is a waiting period associated with certain benefits. It’s crucial to review the policy details to understand the specifics of waiting periods for different types of coverage.

4. Can I Add Family Members to My Policy?

Absolutely. Family Heritage Heart Insurance encourages you to include all eligible family members under the same policy, ensuring comprehensive coverage for everyone.

5. What Happens in Case of Missed Payments?

Timely payments are essential to maintain continuous coverage. In case of missed payments, it’s advised to contact the customer support team promptly to discuss and rectify the situation.

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