Santam Travel Insurance Review 2024

Santam stands as one of South Africa’s premier financial service firms, commanding a significant portion, over 20%, of the insurance market. It boasts a robust presence in the industry, serving more than one million policyholders across five major business divisions, namely Santam Personal, Santam Specialist, and MiWay.

The company’s hallmark lies in its meticulous attention to detail and unwavering commitment to maintaining superior quality standards. Santam remains agile in response to evolving landscapes, continually enhancing its operations with resolute determination to uphold its market share and foster growth.

Santam distinguishes itself as a competitive, reliable, and proficient entity, deeply committed to embracing diversity as a catalyst for advancement. For those seeking an insurance provider synonymous with trust and steadfast performance, Santam emerges as the quintessential choice.

Beyond its standard personal insurance offerings, Santam extends an array of specialized insurance packages covering automobiles, buildings, home contents, drones, executives, and watercraft. Additional services include real estate protection for sectional titles offered by Echelon, personal asset risk solutions by H&L, and travel insurance provided by Travel Insurance Consultants (TIC).

Travel insurance under Santam is underwritten by TIC, the preeminent travel insurance company in Southern Africa, boasting over three decades of experience. TIC not only delivers tailored travel insurance solutions but also excels in providing exceptional service while maintaining competitive premiums. With an extensive network spanning brokers, agents, banks, and medical aid schemes, TIC extends its travel insurance offerings to clients across Southern Africa.

Santam Travel Insurance Services

If you’re planning a trip to South Africa and need inbound travel insurance, whether you’re going on a family vacation or need coverage for your next business trip, TIC can help.

What Santam Travel Insurance Covers

Santam travel insurance packages are fantastic, with coverage for lost or damaged luggage, personal belongings and documents, trip cancellation and curtailment, emergency medical treatment, personal third-party liability, repatriation and evacuation, and more.

Santam offers a range of travel insurance packages tailored to various needs:

• Leisure Standard and Leisure Comprehensive Coverage: Opt for comprehensive coverage if you’re traveling to a country with a weak Rand, covering a wide array of losses, emergencies, and pre-existing illnesses. For destinations where the Rand holds value (like other Southern African countries), the leisure standard package is suitable.
• Coverage on the Ground: Perfect for journeys within South Africa’s borders, this product includes protection for flight cancellations and delays, vehicle rental excess waivers, medical transport and evacuation, and more.
• Senior Travel Insurance: Tailored for leisure vacations, providing coverage for medical emergencies, repatriation and evacuation, luggage loss, death and disablement, third-party responsibility, and more.
• Study or Work Abroad Insurance: Ideal for students or professionals working abroad, covering medical emergency expenses, third-party liability, lost or stolen luggage, and cancellation and curtailment.
• Emigration Travel Insurance: Crucial for those emigrating without immediate medical coverage, safeguarding against the challenges of relocation for you and your family.
• Incoming Travel Insurance: Designed for visitors to South Africa, offering coverage for various scenarios including lost luggage and unjust incarceration.

Benefits of Santam Travel Insurance include access to Santam’s SOS assistance, specialized insurance solutions for industries like aviation and agriculture, and the option to consult with a broker for tailored coverage.

Obtaining Santam Travel Insurance is straightforward:

• Online Submission: Visit Santam’s official website to submit your application online, providing trip details and selecting coverage options. Ensure you understand the policy terms and conditions before purchasing.
• Broker Consultation: Work with an insurance broker affiliated with Santam to explore the best travel insurance policy suited to your needs.
• Phone Application: For a personalized experience, call Santam’s customer care to apply for travel insurance with assistance from a specialist.

In conclusion, it’s essential to thoroughly review your travel insurance policy schedule to understand your coverage. Keep the document secure and save emergency contact information provided by TIC for quick access in case of emergencies.